Mortgage Brokers Inner West

Mortgage Brokers Inner West

Universal Finance Corporation — experienced and professional mortgage brokers for Inner West properties 

One of the more daunting steps of property ownership is finding the right financing — Universal Finance Corporation simplifies the process with a personalised and comprehensive approach to personal lending. Since our inception in 1990, we have committed to providing personalised, expert financial services, successfully managing over $1 billion in loans.


Explore our range of brokerage services and get in touch with us today to kick-start your journey towards property ownership.




First time using a broker? Here’s what you need to know

A mortgage broker acts as your personal finance navigator, bridging the gap between you and potential lenders. Our role is to scour the market to find mortgage options that align perfectly with your financial scenario. We handle the nerve-wracking negotiations and tricky paperwork, ensuring you get the best possible terms without the hassle.


With Universal Finance Corporation, the journey to securing your mortgage is seamless and stress-free. Our expertise allows us to:


  • Offer tailored advice based on up-to-date knowledge of market conditions and lending policies.
  • Access various loans from a range of lenders, including exclusive deals not available directly to the public.
  • Assist with complex or unique situations, such as self-employed borrowers, a first-time home buyer or those looking to refinance an existing loan.

How we can help — our mortgage solutions

As leading mortgage brokers in the Inner West, we understand that mortgage lending is not a one-size-fits-all solution. Whether you’re planning to tap into your property’s equity or need a specialised loan that aligns with your lifestyle, Universal Finance Corporation can help. We provide a comprehensive suite of mortgage products designed to meet diverse needs, including:



  • First home buyer loans — Navigate your first purchase with our expert guidance on government benefits and lender offers.
  • Investment loans — Optimise your property investment with terms that enhance your returns.
  • Bridging loans — Attain swift funds to finish off that purchase with short-term financing options.
  • Senior equity finance — Convert your home equity into cash without the need for immediate repayments.
  • Refinancing and cash-out — Reassess your current mortgage offer to lower your payments or fund your next big project.
  • Construction and renovation loans — Fund the construction or renovation of your dream home with tailored finance options.
  • Low-doc loans — Ideal solutions for the self-employed who might struggle with traditional loan documentation requirements.



Work with the best mortgage brokers in the Inner West — choose Universal Finance

Choosing Universal Finance Corporation means partnering with a firm that values integrity, transparency and your financial well-being. Our long-standing history, spanning a combined 100 years of experience, and deep understanding of the lending market puts you in the best position to secure a lending solution that bodes well for your goals. 


Find out how much you could borrow and what loan you may qualify for by getting in touch with Universal Finance Corporation today.



FAQs

  • Is it better to use a mortgage broker than doing it yourself?

    Absolutely. While many borrowers can opt to source and secure a home loan independently, working with an Inner West mortgage broker can be highly beneficial. Mortgage brokers are experts in mortgage lending and can provide expert advice and guidance when determining the right mortgage solution for you.


    As many brokerage firms have long-standing relationships with lenders, they also have access to a wide range of competitive loan products you might not be able to find on the market. They’re also available to assist with the complex paperwork involved in applying for a home loan and take the reins on ensuring your deal gets across the line swiftly. 

  • How much do most mortgage brokers charge in the Inner West?

    In the Inner West, mortgage brokers typically charge fees ranging from 0.5% to 1.2% of the loan amount. However, at Universal Finance Corporation we choose not to charge a fee-for-service and instead are  remunerated through commissions paid by the lenders rather than charging clients directly. To find out more , we invite clients to get in touch with us for a more personalised consultation.

  • Why choose Universal Finance Corporation over other mortgage brokers in the Inner West?

    Whether you’re purchasing your first home or your next investment property, partnering with Universal Finance Corporation can help you achieve your property goals. Established in 1990, we have successfully settled over $1 billion in loans, upholding the trust and reliability our clients have come to expect from us.


    We source tailored loan options for our clients to ensure they receive the best lending solution for their needs while managing the entire application process. Universal Finance Corporation also partners with some of the biggest and most respected lenders in the market, such as the big four banks, ING, Macquarie Bank, Bankwest and more.
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