Car Finance

Car Finance

Access car finance in Australia with Universal Finance Corporation

Getting behind the wheel of your dream car should be exciting and accessible. Whether you're looking for a new, used or classic car, Universal Finance Corporation is here to make it yours with the best car finance solution. 


Discover the flexibility and ease of applying for car financing with Universal Finance Corporation by getting in touch today.


Understand the ins and outs of car finance 

Car finance encompasses various financial products that make purchasing a vehicle feasible and affordable. These options range from personal car loans to business car leases, each structured to help spread the cost of a car over time. This approach allows for manageable payments, enabling you to budget better without compromising on the quality of the vehicle you purchase.


Why choose car finance? 

First time exploring car finance? Here are some of the benefits you can expect: 

  • Competitive rates — Car finance in Australia comes in all shapes and sizes, meaning borrowers could access some of the market's most competitive interest rates. This can help keep your costs low over the life of your loan.
  • Flexible terms — Whether you prefer fortnightly or monthly repayments, you can choose from a variety of repayment terms that suit your financial situation. 
  • Fast approval — Many lenders offer fast approval turnaround within 24 hours to get you on the road sooner. 


How Universal Finance Corporation finds the best car finance for you 

Think of us as the middleman between you and the lender, managing all aspects of your car finance application. Here’s a better look at our process:

  • Consultation — We sit down with you to discuss your borrowing capacity and the car you’re looking to purchase. 
  • Comparison — With this information, we compare different finance products from various lenders to find one that best fits your needs. 
  • Selection — We present our top car finance picks to you, allowing you to select the one you think is a winner.
  • Completion — We guide you through the application process to successful approval and settlement.


Drive your dream car today with Universal Finance Corporation

Navigating car finance options can be complex, but with our expertise, it doesn’t have to be. We keep you in the driver’s seat (literally) throughout the process to ensure you understand all your options and make the best decision for your circumstances. 


With more than 30 years of experience and over $1 billion in loans settled, we’re confident we can help you find the right car loan finance solution. Contact us today to discuss your car financing options.



FAQs

  • What is car finance?

    Car finance is the various financial products that help individuals purchase a vehicle. Typically, car finance refers to car loans, where a lender provides funds to buy a car, which the borrower repays with interest, and leases, where borrowers pay to use a car for a specific period. Car loan finance makes vehicle ownership accessible by spreading the cost over time, often with added flexibility to accommodate different budgets and credit profiles.


  • How can I find the best car finance for my needs?

    Finding the best car finance for your needs starts with assessing your budget and how much you’re looking to borrow. This will help you determine how much you can reasonably afford to pay monthly without biting off more than you can chew. 


    While you can opt to compare different financing options like loans, leases and dealership financing on your own, a broker can make the process easier by acting on your behalf. They will compare various car finance solutions based on what you can afford and present you with a range of options for your selection.

  • How can Universal Finance Corporation help you with car finance?

    Universal Finance Corporation makes the process of finding the right car loan finance easy and stress-free. We specialise in finding competitive car loan rates and terms through our extensive network of lenders. All our clients receive a personalised service, where we help them navigate the application process, from selecting the right car finance option to finalising the deal, ensuring you get the best possible solution for your needs.


    While you can opt to compare different financing options like loans, leases and dealership financing on your own, a broker can make the process easier by acting on your behalf. They will compare various car finance solutions based on what you can afford and present you with a range of options for your selection.

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